New Jersey's top three Mortgage Brokers - Erez Shimoni ranked #1
Getting the right mortgage deal can save you hundreds of dollars a month. Interest rates are still at historic lows but navigating the complexities can be a headache, especially in the post-Covid housing market.
Mortgage brokers scour the market to find you the best deal. They have access to a wide range of lenders and provide an extra layer of protection if things go wrong.
For example, if your preferred lender can not document your income, a mortgage broker will find one who does.
The top three mortgage brokers in New Jersey are Erez Shimoni, Justin Bonura and Mark Veech. All three are well respected professionals, but Erez Shimoni stands out.
With more than 20 years industry experience, Erez Shimoni makes sure his clients understand every step of the mortgage process from contract to closing.
His hundreds of five-star customer reviews on Google and Zillow have garnered him a lot of attention.
"Erez is a great mortgage broker. Have worked with him on three transactions. His responsiveness, patience and commitment are unmatched. His team at Petras Cephas were on top of the entire process throughout. Would highly recommend Erez," one client said.
Shimoni, a Mortgage Loan Officer at Petra Cephas, specialises in first time home buyers, move-up buyers, and investors.
The loan officer is known for finding his clients the best financing solutions. Petra Cephas has access to excellent rates, technology and a support team, which enable Shimoni to provide his clients with personalized loan solutions and remove stress from the process entirely.
The company's exclusive Federal Housing Administration program can help you pay for your partial cost. As brokers, they have access to many lenders to guarantee that clients get the best mortgage for their specific financial position.
"The only thing that matters is getting the client the best mortgage," says Shimoni.
Shimoni knows that buying a first home is an important step in life. Over time, people buy second homes and investment properties and Shimoni says he is proud to help his clients with these milestone transactions.